Pay day lending in Tasmania

This report explores one section of the consumer credit sector, ‘payday’ or short term loans. While there is considerable demand for these financial products there are also inherent risks. For some people, payday loans could exacerbate debt. For example, because lenders require repayment by direct debit, they gain priority access to a borrower’s account. At the time of writing, national consumer credit reforms had been announced which may provide additional protections and consistency. The report recommendations include a review of the adequacy of allowances and pensions to meet a decent standard of living.

Publication Date: 2009 Authors: Camilla Hughes Payday Lending in Tasmania (pdf)

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